We have a client who wants to be able to deduct the charges for a loan from the savings account of the same client. This applies to both the disbursement as well as any recurring or penalty charges.
Proposed way to implement:
When setting up the charge allow the user to configure the way this charge will be paid (Cash / from savings)
When linking the charge to the loan product setup link it to a specific savings account
When creating/validating the loan application, validate if client has the necessary savings account (and balance) to pay the charge from.