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Get Stoked - End Poverty. One Line of Code at a Time.

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MentorsJames Dailey
Overview & Objectives

Pay-as-you-go mobile phones have revolutionized access to telecom, the same can be done with solar energy access. Off-grid installations of PVC panels and batteries can be pared with a mobile payment mechanism to allow clients to purchase power "as they use it". This functionality will allow organizations to become involved with 3rd party providers of solar systems.

Description
  1. Create a pre-paid account mechanism as an account type or account option in Mifos (perhaps extending existing classes), zero fees.
  2. Create a new API for consuming pre-paid account balances.  
  3. Create a simple external model that mimics consumption by a household on a daily basis - imagined as a set of data received from solar panel (watts used, time of day, volts present).  
  4. Load up pre-paid account by account transfer in P2P interface (my phone to your account) or via trusted agent - i.e. trusted agent receives cash and loads account on Mifos.
Helpful Skills SQL, Java, Javascript, Git, Web Services
Impact

Providers of pay-as-you-go solar can use MIFOS for their operations. MFIs can become such providers.

Other ResourcesMobile project on MifosX

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Mentors Nayan Ambali
Overview & Objectives

At present MIfos X platform is shipped with Community-App (SPA) as default UI, but initial load time of the application high. And for users on narrow bandwidth internet it takes a considerable amount of time to load the app.

Instead of loading the app every time, we can convert the Community-App into a Chrome App and user can download them once and install it ion the machine, and it can used as thick client.

Description

Community-App is completely developed on top of JavaScript, CSS and HTML. And Chrome apps are also written in same stack. Using grunt we should be able to repackage Community-App(SPA) into Community-App(Chrome App)

Helpful SkillsJavascript, AngularJS, Grunt
Impact

Users with slow internet connectivity can use this app (Installed on the machine) instead of loading Community-App (SPA) on the browser. Users will also have a continually updated app. This will also allow MFIs to potentially use Chromebooks as field-based devices for their branches.

Other Resources  http://developer.chrome.com/apps/angular_framework.html

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MentorsUdaiU (Unlicensed)
Overview & Objectives

Create Client Scoring Tools in Mifos X

Objectives: 

  • Based on user requirements, develop algorithms and scoring parameters in Pentaho to create this scoring module. 
Description

MFIs using Mifos often want to implement a credit scoring/client prospecting analysis tool to help automate the onboarding process for new clients by creating quantifiable measures to assess credit worthinesss. More and more MFIs are moving towards individual lending models where this scoring will be of greater need. Using our Data Tables (Surveys) module and our Mifos Business Intelligence Suite on Pentaho, they can set up questions and define parameters/scores to assess these questions.

Mifos X is more optmized for individual lending so client scoring tools become all the more valuable with the rich client data that an MFI is able to track in the system.

Helpful Skills 
Impact

Minimizing risk is important for running a sustainable microfinance institution. More importantly, many of these client scoring tools go beyond financial and business performance by analyzing social indicators to provide a quantifiable metric at the social impact made on a client. Having tools to capture these data and properly score/analyze it allow MFIs to deliver the strongest and most beneficial services to their clients.

Other Resources

See:

REVIEW - Client Impact Portal

MentorsSander van der Heyden 
Overview & Objectives

To develop a portal that aggregates information from different MifosX deployments and report on predefined social and operational metrics

Objectives:

  • Implement back-end logic in MifosX required to make information available to the client impact portal
  • Implement UI and back-end logic of the Client impact portal
Description

 Microfinance institutions usually work with various external parties, such as funders or investors. Using the data that is available in MifosX we would like to offer those stakeholders a seperate portal showing accurate and high-level information about the institution that would otherwise be reported manually by the institution. This information helps them in their decision making processes, but also enables them to assess the broader impact they are having with their funding.

Helpful Skills  SQL, Java, Javascript, Git, Web Services
ImpactFunders and investors are vital for almost all MFI's, providing them with accurate information on the impact they are making with each of their MFI's is something they highly value and that enables them to assess whether they want to further support the MFI's moving forward to enable growth of the MFI.
Other Resources Data Analytics & Client Insight - Are we making an impact? (Client Impact Portal demo)

Custom Fantastic Mifos Project

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