In most of the cases MFI wants to capture additional data during certain workflows (example: during client closing, wants to conduct exit survey, capture PPI during loan creation) and this requirement can fulfilled by adding option to attach datatable/survey/question group to the pre-defined workflows as certain points (example: during loan creation, during approval time or during disbursement etc).

And same can be achieved by integrating workflow engine.  

Helps organization to streamline their data capture process in the MIS and as well as in the field. And this leads toward more measurability of the MFI's impact in the field and more transparency.

1. Create a pre-paid account mechanism as an account type or account option in Mifos (perhaps extending existing classes), zero fees.
2. Create a new API for consuming pre-paid account balances.  
3. Create a simple external model that mimics consumption by a household on a daily basis - imagined as a set of data received from solar panel (watts used, time of day, volts present).  
4. Load up pre-paid account by account transfer in P2P interface (my phone to your account) or via trusted agent - i.e. trusted agent receives cash and loads account on Mifos.

Providers of pay-as-you-go solar can use MIFOS for their operations. MFIs can become such providers.

At present MIfos X platform is shipped with Community-App (SPA) as default UI, but initial load time of the application high. And for users on narrow bandwidth internet it takes a considerable amount of time to load the app.

Instead of loading the app every time, we can convert the Community-App into a Chrome App and user can download them once and install it ion the machine, and it can used as thick client.

Community-App is completely developed on top of JavaScript, CSS and HTML. And Chrome apps are also written in same stack. Using grunt we should be able to repackage Community-App(SPA) into Community-App(Chrome App)

Users with slow internet connectivity can use this app (Installed on the machine) instead of loading Community-App (SPA) on the browser. Users will also have a continually updated app. This will also allow MFIs to potentially use Chromebooks as field-based devices for their branches.

Right now Mifos X contains core client management functionalities including tracking basic demographic information, know your customer information, document management, and survey collection through data tables. As financial institutions serving the poor begin to offer a more in-depth and diverse range of financial inclusion products, the need for more robust client management and in-depth client understanding has grows. Their core system needs to provide more and more CRM-type functionality that complement the portfolio management and financial/social reporting the Mifos X provides.

This project will work to deliver the initial set of customer relationship management functionalities including a module for tracking inquiries, complaints

This module will have a request management functionality. A request can be of 2 types: Complaints and Service Requests. Each request must be against a customer and optionally against an account of the customer. Each request will go through a simple workflow.

Actions that can be performed on a request:

Assign -> will change status to "assigned"

Start Work --> will change status to "in progress"

Close --> will change status to "closed" (with a sub-reason code)

At each step user can enter comments.

The customer summary screen will have a link to view the requests of the customer - along with a summary and current status - with option to click-through to get the complete history of each request.

Deepening the client relationship and ensuring fair, responsible, and transparent financial services to the poor is a core piece of the industry's roadmap for financial inclusion. Providing customers the ability to voice their concerns and feedback about the services they're receiving provides a simple yet powerful tool to protect the client. Empowering the financial institution with the ability to track these inquiries and overall maintain a more holistic relationship tracking entire lifecycle of their clients gives them a much better ability to understand their clients and respond to their needs with appropriately designed services and products.

This project would seek to create one unified ID/login and profile for community members similar to the OpenMRS ID. It would achieve the following two primary objectives:

1. One unified profile and identity for community members in which they can share with the community who they are and also build reputation and recognition. This ability to discover and self-identify with other community members is difficult when we have so many different tools and profiles to maintain.
2. Single Sign On for our various collaboration and community infrastructure tools listed below.

1. Identifying a single sign-on authentication protocol that ties together authentication of our various community collaboration tools: 1) Atlassian Studio - JIRA, Confluence, JIRA Agile, 2) Social Q&A - AnswerHub 3) Mailing Lists - Mailman (administered through SourceForge 4) Source Code Version Control - GitHub 5) Continuous Integration - Jenkins 6) General Community Website (mifos.org) - Wordpress 7) Partner Directory
   1. This could be built out independently, tie into some OpenID protocol, or leverage one of our existing tools for this authentication - Atlassian Studio/Crowd or AnswerHub or another common OpenID protocol. 
2. Design and implement a dashboard to handle the creation of this unified ID
3. Design and create a common profile tied to this ID with basic information and photos that is searchable by the community.

Design a profile

Extra Credit:

• Gamification/Reputation Building - Tie into Open Badge system like Mozilla Open Badges http://openbadges.org/ or Ushahidi Badges: http://ushahidi.github.io/Badges/

Impact is two-fold:

• Common unified profile and identity can help to grow collaboration and participation in the community. By being able to simply share who you are or discover who's in your community, we can deepen the bonds of community which motivates each member to participate more often and invest personally in the health of the community. Building reputation and recognizing efforts of each type of community member (users, partners, volunteers, etc) in a tangible way also helps to increase participation.
• Single sign-on will it make much easier for community members to collaborate and communicate. Right now there is often a high barrier to signing up for the various tools - SSO will make that process easier but also encourage others to more regularly be involved.

The Mifos X platform as of today is a well structure but monolithic code base - one Git repo, one build, one WAR. This has worked out well for us, but as we grow, it could be interesting to introduce a proper SDK and plug-in concept, allowing contributors to build individual JARs that can be dropped into a certain directory of Mifos X to augment the core platform on well defined extension points and hooks. These modules would be loaded at run-time, not require rebuilding Mifos X, and would remain compatible when a customer upgrades their core platform version.

We currently see the SDK as something more relevant to the Java back-end, so in this project you would likely work less on our AngularJS UI (barring some configuration UI for the plug-ins probably); but if you do have any ideas how to make the front-end more modular and extensible as well, we would love to hear from you.

This project will have three axis/phases: 1. platform infrastructure framework kind of work, based on a very simple or fictitious example extension; 2. identifying the functionally which could require / be sensible to extend in Mifos X, extracting clear and documented Java APIs from it, and then make changes to existing functional platform services to make them extensible by plug-ins; 3. well document this - such plugins will only be written if it's easy and clear how to do this. Note that the more technical part 1. should only take about 1/4 of your project, the focus will have to be putting the "theory" from 1. into "practice" in phases 2. & 3.

Many other Java-based platform have such mechanism, and you would be expected to draw at least conceptual, if not outright technical inspiration (re-using code, if feasible) from things like the Eclipse Plug-In architecture (or similar non-OSGi based ones in other IDEs), research if Spring itself or some extension from someone has anything useful for this (think like Guice Multibindings plus ServiceLoader API as discussed on this StackOverflow, or this blog, or these Mycila Guice Extensions; but without going all the way to OSGi-based Spring DM / Dynamic Modules; again, overkill, here), get inspiration from drop-in add-on modules extension capabilities in enterprise software such as e.g. Atlassian plug-in framework, and learn how e.g. our friends at OpenMRS do this (see OpenMRS SDK doc and OpenMRS project).

To allow field-based staff to manage their daily schedules and to ensure that their supervisors are able to review these tasks and to plan field operations and bring in more efficiency and transparency for field operations

Field officers typically have a predefined set of tasks to follow, for example: Do survey for a locality, Conduct Group Trainings, Conduct Group Tests, Do Center Meetings and Collections. Each could have a task code to make operations streamlined.

Field officers manage their calendars by selecting an activity and specifying a center, date and time for which this activity is planned. This becomes their planned activity for this slot.

A simple workflow to manage each slot – when field officer starts the activity, status of the slot is changed from “new” to “open” and when the activity is completed, it is set to “closed”. It would be ideal to manage this workflow using a mobile tool – preferably an inbound SMS message. For example: an SMS from the field officer’s phone with the text “OPEN 1430” will change the status to “OPEN” of the field officer’s activity that was planned for 2:30pm.

Field officer may change his plan up to a certain time prior to the start of the activity.

Auditors and branch managers will review the activities and track the field officers’ planning and efficiency.

MIfos X platform is shipped with a Community-App (SPA) as the default UI which is optimized for Web Browser display on large screens (Mobile, Laptops and Tablets). We need to extend the same to support mobile views (with minor changes to workflow) and provide offline functionality

Community-App is completely developed on top of JavaScript, CSS and HTML. Also since there is a clear separation between the view and the Controllers in Angular JS, we should be able to spin up mobile views fairly easily reusing the same Controllers and Services. As it is quite common for Mobile users to have intermittent data connection, we should also support offline functionality,

Field officers can access MifosX from a Mobile optimized view, capture data offline that can be synced back to the server when an internet connection is available.

It also becomes easier for the community volunteers to maintain the mobile view ( as we reuse most of the code from the Community app) as opposed to maintaining a separate Android app.

Other Resources