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| Target release | Mifos X 16.xx |
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Goals
- Integrate Mifos with mobile money platforms so data can be synchronized with the disbursements, repayments, and deposits being initiated through the mobile money platform.
- It can enable financial institutions to go completely paperless once mobile money is rolled out and integrated with the core banking system.
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- Requirements must be driven by implementation by a specific customer or partner
- Preference is to do API-level integration if available, will only do file-level integration if that is the option.
Customers
| Customer | Location | Description | Status | Mobile Money Provider | API or File-Level | USSD Gateway | Digital Currency |
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| Financial Institution Name | Country | Overview of Requirements |
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| Intrasoft Technologies | Kenya |
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| M-Pesa (Safaricom) | File-Level but access to APIs is now available |
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| In Development by Omexit | Airtel Money MTN Money |
| API but only through integrators - working with Beyonic. Alternatives are Yo Pay. |
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| Cameroon - Emmanuel Nganyu | Cameroon |
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| API but access is slowly opening up. |
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Requirements
Requirements
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| 1 | Deposit into Savings Account | As a client I should be able to deposit money into my savings account from my mobile money account | Must Have | |
| 2 | Withdraw from Savings Account | As a client I should be able to withdraw money from my savings account into my mobile money account | Must Have |
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| 3 | Loan Disbursement | As a client I should be able to receive disbursed loan with my mobile money aacount | Must Have |
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| 4 | Loan Repayment | As a client I should be able to repay my loan balance using my mobile money account. | Must Have |
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User interaction and design
Database Design
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Questions
Below is a list of questions to be addressed as a result of this requirements document:
Not Doing