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Mobile mainly for collections, and taking of attendance while from the fields - require a mobile application only after disbursement - loan officer approves the application into system, disbursement has taken place.
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- As soon as field staff collects money from member, transaction is entered into system and goes into maker-checker workflow.
- Generate SMS receipt for collection, upon the transaction being approved - SMS receipt will get be generated
- Question from Ed: is passbook entry sufficient proof of payment for the member until transaction approved and SMS generated.
- Prevention of funds from being stolen (i.e. center leader collects money and runs away) - If borrower doesn't get SMS by evening, he will be able to call helpline center in the evening
- After batch jobs run, account goes into one day PAR, immediately will have an SMS generated notifying to call the helpline center.
- Question from Ed: Need to clarify on who collects/deposits money at each center meeting - center leader or field officer.
- After batch jobs run, account goes into one day PAR, immediately will have an SMS generated notifying to call the helpline center.
- Question: need to clarify on how the interface should be for this repayment - I assume it's like collection sheet in Mifos web-app - similar to current Android client.
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It would also be effective for this to be captured during or via a mobile app during meeting.
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Most smartphones have 2M to 5M sensors, getting a picture while filling out forms at client level would be valuable.This picture is the latest picture, live picture is easier to match and to prove it exists - so many issues from field that we have in resolving member identity.
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- Field Officer logs into mobile app.
- Able to see a list of center meetings for the day including # of meetings, locations, projected collections from each meeting.
- At each meeting, essentially brings up a collection sheet type view of that center with pre-populated amounts that are due and ability to track attendance.
- For each repayment made by member, entry made into passbook and amount entered into mobile apps. They then go into maker/checker approval or workflow.
- Back at the head office, once the transactions are approved and verified with money deposited, an SMS receipt gets generated and sent to a member's phone.
- If no SMS receipt, member will call helpline.
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