Overview
- This feature will allow an bonus amount or a reward to be posted to a customer's deposit account.
Background and strategic fit
Many financial institutions give additional credits to customer's deposit accounts. Examples:
- A customer in India may get a bonus amount of 2 Rupees credited to his/her account for every online mobile transaction.
- A customer in Africa may get dividend posted to his/her account. This dividend is computed pro-rated based on the balance available for each of the 12 months in a year. The dividend may be applied manually for each account.
- A financial institution gives a one time bonus of X amount to the customer on opening the account
Currently there are only 2 ways in which an amount can be credited to a customer's deposit account:
a) As a deposit
b) As an interest amount applied to the account
Requirements/User Stories
| # | Title | User Story | Importance | Notes |
|---|---|---|---|---|
| 1 | Transaction Bonuses | As an administrator, I wish to set up a bonus that will be credited to the account whenever a customer does certain types of transactions using one or more channels or payment types | ||
Business Rules
Attributes
| Attribute | Description | Notes |
|---|---|---|
Security and Permissions
Mifos Functionality Enhancements
New Screens
Changes to Existing Screens
Changes/Enhancements to Batch Jobs
Changes/Enhancements to Accounting Entries
User interaction and design
Exception Handling
Reporting
APIs
Notes
Questions
Below is a list of questions to be addressed as a result of this requirements document:
| Question | Outcome |
|---|---|