The existing Mifos MIS (2.2.x and earlier) application consists of functionality around a number of areas useful to MFIs (portfolio management, accounting, reporting etc). At present, there is lots of improvements needed around the portfolio management functionality to make it more flexible for existing MFIs and more suitable and attractive for other MFIs not currently on mifos.
This project is concerned with re-implementing the portfolio management aspect of the MIS to build in the flexibility and extra functionality required in this area.
At present portfolio management in mifos encompasses the following:
In general the plan is to focus on getting extra functionality and flexibility around the client, group and loan areas of mifos (which includes support for charges, fees and penalities).
To begin with, this is centered around clients and individual loans and then moving onto better support for groups and group loans.
This subset of functionality in portfolio management side is suitable for a number of MFIs that are presently using mifos.
After this, the focus will move towards savings functionality and better support for integrated savings and credit products and any other products used by MFIs such as insurance.
This subset of functionality in portfolio management will improve things for a number of MFIs using mifos and also attract other MFIs to use the software that previously did not.
You can access the latest demo of this prototype at:
Data is created for two organisations to demonstrate multi-tenant capability of mifosX over mifos 2.2.
Organisation Name |
Allowed currencies |
Start Date |
Offices |
---|---|---|---|
Indian MFI (INR) |
Indian Rupee (INR) |
2009-02-09 |
3 (head office + two branches) |
West African MFI (XOF) |
CFA Franc BCEAO (XOF) |
2010-08-09 |
1 (head office that is branch also) |
By default Offices, Staff and Loan Products have being created for each organisation.
Three Offices have been created for this organisation:
Office Name |
Start Date |
---|---|
Indian MFI (INR) Head Office |
2009-02-09 |
Indian Mfi Branch 1 |
2009-02-09 |
Indian Mfi Branch 2 |
2011-02-09 |
One Staff member of type Loan Offcier is created for each office:
Two Loan Products are created for the organisation:
Name |
Currency |
Digits after decimal |
Description |
---|---|---|---|
Income Generating Loan (Flexible) |
INR |
0 |
Flexible loan that allows user to edit principal and interest of installments at creation. |
Income Generating Loan (Automatic) |
INR |
0 |
Loan with automatic generation of loan schedule using Flat interest calculation method. |
The following users are created:
Username |
Password |
Permissions |
Note |
---|---|---|---|
dataentry1 |
password |
Full Loan Portfolio |
is allowed execute all operations on loans (including with dates in the past) |
dataentry2 |
password |
Custom Loan Portfolio |
is allowed execute all operations on loans (but not with dates in the past) |
One Office have been created for this organisation:
Office Name |
Start Date |
---|---|
West African MFI (XOF) Head Office |
2010-08-10 |
One Staff member of type Loan Offcier is created for each office:
Two Loan Products are created for the organisation:
Name |
Currency |
Digits after decimal |
Description |
---|---|---|---|
Income Generating Loan (Flexible) |
XOF |
3 |
Flexible loan that allows user to edit principal and interest of installments at creation. |
Income Generating Loan (Automatic) |
XOF |
3 |
Loan with automatic generation of loan schedule using Flat interest calculation method. |
The following users are created:
Username |
Password |
Permissions |
Note |
---|---|---|---|
dataentry3 |
password |
Full Loan Portfolio |
is allowed execute all operations on loans (including with dates in the past) |
dataentry4 |
password |
Custom Loan Portfolio |
is allowed execute all operations on loans (but not with dates in the past) |