Permissions to allow adjustments for same day transactions only
A new permission will be visible under loan management->loan transaction section named “Allow adjustments for same day transactions”
This permission is configurable and can be turned OFF or ON upon selection of a checkbox. It will be available for all roles in mifos and every role’s permission can configured it as per norms.
If multiple payments were made on the same day, then the user will be able to adjust all such payments.
This permission is applicable across all loan status.
‘Same day’ is considered to be the date recorded against a payment which is referred to as the transaction date.
Presently, Mifos allows the users to apply adjustment to all the transactions regardless of their dates.This means that presently, user can even adjust the backdated transactions.With the introduction of this new permission, a user will have the permission ONLY to adjust those transaction whose date is no less than the current system date.
For example :
Consider the following loan. User has applied payments towards this loan on 20/12/2010 and 28/12/2010 with the same dates as the transaction date in Mifos. Presently, adjustments can be applied to all the payments one by one regardless of the date of transaction. Therefore in this case both the payments are currently allowed to be adjusted.
Today's date is 28/12/2010. With the introduction of this new permission, a user has permission ONLY to adjust same day transaction. This means that only the payments whose transaction date is 28/12/2010 will be allowed to be adjusted.
If user tries to apply adjustment for the payments with transaction date as 20/12/2010, he would not be allowed to do so.
So, On 28/12/2010, after adjusting all the payments made on 28/12/2010, when the user clicks on Apply Adjustment link on Loan details page/repayment schedule page, he will be navigated to Apply Adjustment page.
When user enters the mandatory fields on this page and clicks ‘Review Transaction’, then on the Review Adjustment page, the following error message would be displayed
“You can apply adjustments only to same day transactions. Please contact your system administrator for the appropriate permissions”.
Example 2:
On 28/12/2010 a user applied a payment with date 26/12/2010 (back dated payment). In this case, the payment date is referred to as 28/12/2010 and the transaction date as 26/12/2010.
If user tries to apply adjustment for the payments made on 28/12/2010 for a past transaction date (26/12/2010), he would not be allowed to do so.
So on 28/12/2010, if the user tries to apply adjustment by clicking on 'Apply Adjustment' link on Loan details page/repayment schedule page, he will be navigated to Apply Adjustment page.
When user enters the mandatory fields on this page and clicks ‘Review Transaction’, then on the Review Adjustment page, the following error message would be displayed
“You can apply adjustments only to same day transactions. Please contact your system administrator for the appropriate permissions”.