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On time disbursement
on wed 2nd Feb - disbursed loan account (schedule at account disbursal, disbursed on 2-feb-2011, first installment starting from 9-feb-2011)

late disbursement
on thurs 3rd Feb - disbursed loan account (schedule at account disbursal, disbursed on 3-feb-2011, first installment starting from 10-feb-2011) (orginal schedule is schedule after disbursement!)

NOTE: number of days between disbursement date and first installment preserved (day of week of installment does not matter)

late disbursement
on wed 9th Feb - disbursed loan account (schedule at account disbursal, disbursed on 9-feb-2011, first installment starting from 16-feb-2011)

NOTE: number of days between disbursement date and first installment preserved (day of week of installment does not matter)

late disbursement
on wed 10th Feb - disbursed loan account (schedule at account disbursal, disbursed on 10-feb-2011, first installment starting from 17-feb-2011)NOTE: number of days between disbursement date and first installment preserved (day of week of installment does not matter)