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Individual Lending - Use Mifos X to create individual loans that can be configured to be either secured on unsecured. A full range of fixed term and installment loans can be defined for individuals including collateral-backed loans, variable installment loans, floating interest rate loans, and top-up loans. 

Group Lending - On top of individual loans, Mifos X has been designed to fully support the various group lending methodologies including Grameen-style group loans, joint liability group loans which are all tracked in our loan cycle counter. Group loans are a single loan to an entire group with a common amount while joint liability group loans are individual loans amongst a member of a group with a collective guarantee. Group repayment of common amount is supported with Mifos X.

SME Lending - Lending to small and medium sized enterprises is supported through Mifos X.

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Incremental Disbursement Loans - These loans are typically used for home construction or a project where certain goals must be met to obtain the next loan amount, and . They are supported by Mifos X.

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Variable Installment Loans - Fully configurable repayment schedule for agricultural loans in which to define installment amounts , and the period of time between installments.

Custom Loan Program -  Mifos X allows the user to fully configure loan products to customize names, rates, and repayment methods.

Guarantor Management

Collateral - 

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