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As a community driven initiative, the Mifos X Roadmap is compiled based on the needs/, wants and interests of the Mifos Community.  Issues are opened in the JIRAMifosforge JIRA, and your functional specifications are written here - but first you must create a JIRA account.  The information in the issue should be as detailed as possible.  The issues go through a weekly review process by the Mifos leadership team where they will request more information or be put into a queue for the community to vote on the issue.  The result of the voting drives the roadmap.