Introduction
Mifos X represents the next generation of the Mifos platform - it aims to fulfill our long-term vision of a fully extensible platform that can scale through multi-tenancy and rapidly be extended upon through a clean layered architecture and full API.
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Thus far, individual lending is the first methodology being supported. Test it out on the Mifos X demo server with the user super1 and the password, demo. You can also watch the YouTube video below. We are looking for MFIs to work one-on-one with to build out the remaining individual lending capabilities so please get in contact with John and Keith Woodlock if you'd like the platform to be built to support your requirements. We are also readying for contributors who want to build towards additional modules and methodologies - please get in touch.
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Other sources
- Ed Cable (community manager) interview with John and Keith Woodlock at http://www.openmf.org/mifos-x-the-next-generation/
General approach and philosophy
We want Mifos to be faster, lighter and cheaper to change so that it is more responsive to the needs of MFI’s and Integrators. There are a number of things we can do that individually and when combined together will help us achieve this goal of faster, lighter and cheaper:
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- Ease of deployment/installation
- Ease of configuration
- Seperation into a 'services provider'(backend) and 'client application' (frontend user interface)
- An application developer oriented platform API
- Simplification of database structure
- Simplification of client application responsiblities (globalisation)
- As of yet, no overnight batch jobs
- More suitable to multi-tenant setup
Project Milestones
- July 2011 to September 2011: Prototype work on ad-hoc volunteer basis (1 developer)
see Loan lifecycle and date flexibility: see Mifos 2.2 versus MifosX - Loan lifecycle and date flexibility
see Loan schedule flexibility: see Mifos 2.2 versus MifosX - Loan repayment schedule flexibility
see bulk upload/data migration for clients, loans (and loan repayments): see Mifos 2.2 versus MifosX - Bulk upload - Jan 2012 to March 2012: Individual lending functionality (2 developers)
Worked in close collaboration with CreoCore to provide functionality related to individual lending as was required by them whilst maintaining the vision of an open API led platform for microfinance. - Apr 2012: Demo of functionality being incorporated into the platform to date
see Demo Mifos X - Phase 1