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Charges (fees and penalties) can be charged to saving accounts in three ways:

Charges are inherited from the product definition. A Mifos user may have the ability to remove one or more of these charges for a saving account. When a charge is removed from a saving account, other saving accounts are not affected.
Charges (not yet associated with the saving account) can be selected and attached to the saving account.
Miscellaneous charges (one time charge) can be charged to a saving account. The Mifos user specifies the amount, which is added in the next payment.

Charge may be added at the time of saving account application and when a saving account is Pending Approval, is Approved, and is Active. Adding a charge to a saving account does not affect the saving account's status.

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To inherit charges from the product definition

While completing a saving account application for a client, keep the charges that appear in the saving account. Complete any fields that do not default, such as a the date , that may be required. Additional charges may also be added. See Saving Account Fields Charges.

To add charges to a saving account

When editing a saving account, navigate to the Charges section. See Saving Account Fields Charges.

To add miscellaneous (one-time) charges to a saving account

When viewing a saving account, click +Add saving Charge on the action bar.

Select Charge type from the list.
Complete the fields required for the charge.
Click Submit.

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To inherit charges from the product definition

To add charges to a saving account

To add miscellaneous (one-time) charges to a saving account

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