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Comment: changed member to client - Kaloyan Nikov

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Accounts & Services Overview

All customers / members must clients must maintain a prime share as a condition of membership.  An initial membership fee of XXXX and a minimum deposit of XXXX is required to join the organization.  Dividends are paid and compounded monthly on all account balances of $100 and over.  The account may be individual or joint ownership with rights of survivorship.   All share accounts carry deposit insurance up to XXXXX.

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New Client Procedures

The Customer / Member Client Service Representatives (CSR/MSR) act as personal bankers to every account holder.  The CSR/MSR has the ability to open savings, Chequeing, process and disburse loans and accept teller transactions.  This is a full-service position that allows our members one point of contact for all of their banking needs.

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