...
| # | Title | User Story | Importance | Notes |
|---|---|---|---|---|
| 1 | Manage products for Share accounts | As an operations manager, I wish to define a deposit product that will be used to maintain member shares, balances and dividends paid to members | Must Have | |
| 2 | Create share account for member | As operations staff, I wish to create a share account for the member. | Must Have | |
| 3 | Apply for additional shares for member | Stake holders (share holders) have the option to purchase additional shares | Must Have | |
| 4 | Allow Recurring Deposits as share | Share holders may allow a regular recurring deposit transferred from their savings account into a share account | Should | |
| 4 | Calculate dividends based on average daily balance | Dividends should calculate based on average daily balance to parity in payment | Must Have | |
| 6 | Manage configurations for dividend calculations | Must Have | ||
| 7 | Pre-View Calculated Dividend | Must Have | ||
| 8 | Approve and Post Calculated Dividend | Must Have |
...
At the time of applying for the share account, the purchase price (unit price and number of shares need to must be captured) and any fees will be collected from client. The fee will be an income whereas the purchase price will be held in a suspense account (liability).
...