Mifos Platform - (aka Mifos X)

Introduction

From July 2011 to September 2011, some ad-hoc work was done around re-implementing aspects of loan portfolio functionality that existed in mifos 2.2. The purpose of this was to see was it possible to develop substantial functionality on a volunteer time-basis.

As a result of this we (Keith Woodlock & John Woodlock) sought funding to take the existing code for the prototype and begin work on laying the foundation for the next evolution of the Mifos platform.

Other sources

• Ed cables (community manager) interview with John and Keith woodlock at http://www.openmf.org/mifos-x-the-next-generation/

General approach and philosophy

In general the plan is to focus on getting extra functionality and flexibility around the client, group and loan areas of mifos (which includes support for charges, fees and penalities).

To begin with, this is centered around clients and individual loans and then moving onto better support for groups and group loans.

This subset of functionality in portfolio management side is suitable for a number of MFIs that are presently using mifos.

After this, the focus will move towards savings functionality and better support for integrated savings and credit products and any other products used by MFIs such as insurance.

This subset of functionality in portfolio management will improve things for a number of MFIs using mifos and also attract other MFIs to use the software that previously did not.

Project Milestones

1. July 2011 to September 2011: Prototype work on ad-hoc volunteer basis (1 developer)
   see Loan lifecycle and date flexibility: see Mifos 2.2 versus MifosX - Loan lifecycle and date flexibility
   see Loan schedule flexibility: see Mifos 2.2 versus MifosX - Loan repayment schedule flexibility
   see bulk upload/data migration for clients, loans (and loan repayments): see Mifos 2.2 versus MifosX - Bulk upload
2. Jan 2012 to March 2012: Individual lending functionality (2 developers)
   Worked in close collaboration with CreoCore to provide functionality related to individual lending as was required by them whilst maintaining the vision of an open API led platform for microfinance.

Demo Details

You can signup an organisation: http://ec2-46-137-69-71.eu-west-1.compute.amazonaws.com:8080/mifosng-server/signup

You can access the latest demo of this prototype at: http://ec2-46-137-69-71.eu-west-1.compute.amazonaws.com:8080/mifosng-server/login

Multi-tenant

Data is created for two organisations to demonstrate multi-tenant capability of mifosX over mifos 2.2.

By default Offices, Staff and Loan Products have being created for each organisation.

West African MFI (XOF) Organisation

One Office have been created for this organisation:

One Staff member of type Loan Offcier is created for each office:

1. Kojo (head office)

Two Loan Products are created for the organisation:

The following users are created: