Roadmap 2026
Roadmap 2026
Overview
This roadmap outlines the 2026 goals for all five Mifos mobile applications. The focus is on multi-platform releases (Android, iOS, Desktop, Web) and feature completeness across core financial modules.
Applications
# | Application | Repository | Description |
|---|---|---|---|
1 | Mifos Mobile | Self-service mobile banking for end users | |
2 | Android Client | Staff/field officer client for managing operations | |
3 | Mobile Wallet | Digital wallet and payments | |
4 | Group Banking | Group-based banking operations | |
5 | Open Banking | Open banking APIs and integration |
Q1 (January – March)
Android Client — Core Financial Modules
Feature | Status | Target |
|---|---|---|
Loan Accounts — List, Details, Apply, Repayment | Not Started | March 2026 |
Savings Accounts — List, Details, Deposit, Withdrawal | Not Started | March 2026 |
Share Accounts — List, Details, Purchase, Redeem | Not Started | March 2026 |
Dashboard — Account summary, Charts, Quick actions | Not Started | March 2026 |
Offline sync for Loan, Savings, Share data | Not Started | March 2026 |
Cross-App Goals
Goal | Apps | Target |
|---|---|---|
Kotlin Multiplatform (KMP) foundation setup | Mifos Mobile, Android Client | March 2026 |
CI/CD pipeline improvements | All | February 2026 |
Dependency and SDK updates | All | January 2026 |
Q2 (April – June)
Multi-Platform Release — Phase 1
Platform | Mifos Mobile | Android Client | Mobile Wallet | Group Banking | Open Banking |
|---|---|---|---|---|---|
Android | ✅ Existing | ✅ Existing | ✅ Existing | ✅ Existing | ✅ Existing |
iOS | 🎯 Target | 🎯 Target | 🎯 Target | — | — |
Desktop | — | — | — | — | — |
Web | — | — | — | — | — |
Key Deliverables
Mifos Mobile — iOS release via KMP shared modules
Android Client — iOS release with Loan, Savings, Share, Dashboard support
Mobile Wallet — iOS release with core wallet features
Android Client Dashboard — Enhanced with portfolio overview, due collections, recent activity
Q3 (July – September)
Multi-Platform Release — Phase 2
Platform | Mifos Mobile | Android Client | Mobile Wallet | Group Banking | Open Banking |
|---|---|---|---|---|---|
Android | ✅ | ✅ | ✅ | ✅ | ✅ |
iOS | ✅ | ✅ | ✅ | 🎯 Target | 🎯 Target |
Desktop | 🎯 Target | 🎯 Target | — | — | — |
Web | 🎯 Target | 🎯 Target | — | — | — |
Key Deliverables
Mifos Mobile — Desktop (macOS, Windows, Linux) and Web release
Android Client — Desktop and Web release with full Loan, Savings, Share, Dashboard
Group Banking — iOS release
Open Banking — iOS release
Q4 (October – December)
Multi-Platform Release — Phase 3 (Full Coverage)
Platform | Mifos Mobile | Android Client | Mobile Wallet | Group Banking | Open Banking |
|---|---|---|---|---|---|
Android | ✅ | ✅ | ✅ | ✅ | ✅ |
iOS | ✅ | ✅ | ✅ | ✅ | ✅ |
Desktop | ✅ | ✅ | 🎯 Target | 🎯 Target | 🎯 Target |
Web | ✅ | ✅ | 🎯 Target | 🎯 Target | 🎯 Target |
Key Deliverables
Mobile Wallet — Desktop and Web release
Group Banking — Desktop and Web release
Open Banking — Desktop and Web release
All apps stable across all four platforms
End-of-year release candidates for all apps
Android Client — Loan, Savings & Share Dashboard Detail
Loan Module
Loan application with product selection
Loan account list with status filters (Active, Pending, Closed)
Loan detail view — schedule, transactions, charges
Repayment and prepayment actions
Loan approval and disbursement (staff actions)
Savings Module
Savings account list with status filters
Savings detail view — transactions, charges, interest
Deposit and withdrawal actions
Savings account activation and approval (staff actions)
Share Module
Share account list with status filters
Share detail view — dividends, transactions
Purchase and redeem shares
Share account approval (staff actions)
Dashboard
Account summary cards (Total Loans, Savings, Shares)
Portfolio at a glance with charts
Due collections and overdue alerts
Recent activity feed
Quick action buttons (New Loan, New Savings, New Client)
Release Milestones
Milestone | Target Date | Description |
|---|---|---|
Android Client v2.0 — Financial Modules | March 2026 | Loan, Savings, Share, Dashboard on Android |
iOS Release — Phase 1 | June 2026 | Mifos Mobile, Android Client, Mobile Wallet on iOS |
Desktop + Web — Phase 2 | September 2026 | Mifos Mobile, Android Client on Desktop and Web |
Full Multi-Platform — Phase 3 | December 2026 | All 5 apps on Android, iOS, Desktop, Web |
Weekly / Monthly Goal Tracking
Weekly and monthly goals will be tracked as child pages under this roadmap. Structure:
Monthly Goals — One page per month with objectives and key results
Weekly Sprints — One page per week linked to monthly goals