Self-Funded Groups (SHGs, Savings Groups, VSLAs)
- Ed Cable
This page will be used to gather requirements and explore the commonalities and differences between the various self-funded group models prevalent around the globe. Support for self-funded groups will be added into the Mifos X platform (Fineract) during the second release cycle of 2016. This will allow partners to build client and staff-facing apps to monitor and manage these groups. Self-Help Group models we are looking to support include:
- Savings Groups (Africa)
- Including Savings Groups, ROSCAs, ASCAs, VSLAs
- Self Help Groups - SHGs (India)
- Village Banks/Communal Banks (Latin America)
- Other Bank Linkage Models
For each methodology, we will want to understand the common requirements that are shared and what is specific to each methodology centering around:
- Size of the Group
- Meeting Frequency
- Source of Loans
- Self-funded pool
- External funding
- Loan Products Supported
- Loans at individual level
- Loans at group level
- Monitoring of Loans
- Limits on Loans
- Group Savings
- Compulsory funds, etc.
- Reporting Requirements
- Facilitation/Training Requirements
For each of the methodologies, we'd like to understand the specific size and parameters of the group, the products that are available and their specific configurations
Savings Groups
Savings Groups
Group Requirements
Funding Requirements
Loan Products
Saving Products
Reporting Requirements
Background & Resources
- http://savingsgroups.com/home/library
- eRecording App from FSD Kenya - http://fsdkenya.org/retail-innovation/e-recording-app/
- http://intheirownhands.com/
VSLAs
Group Requirements
Funding Requirements
Loan Products
Saving Products
Reporting Requirements
Background & Resources
ROSCAs/ASCAs
Group Requirements
Funding Requirements
Loan Products
Saving Products
Reporting Requirements
Self Help Group (SHGs)
Group Requirements
Funding Requirements
Loan Products
- GLIM - Group Loans with Individual Monitoring