Self-Funded Groups (SHGs, Savings Groups, VSLAs)

This page will be used to gather requirements and explore the commonalities and differences between the various self-funded group models prevalent around the globe. Support for self-funded groups will be added into the Mifos X platform (Fineract) during the second release cycle of 2016. This will allow partners to build client and staff-facing apps to monitor and manage these groups. Self-Help Group models we are looking to support include:

• Savings Groups (Africa)
  
  

  • Including Savings Groups, ROSCAs, ASCAs, VSLAs

• Self Help Groups - SHGs (India)

• Village Banks/Communal Banks (Latin America)

• Other Bank Linkage Models

For each methodology, we will want to understand the common requirements that are shared and what is specific to each methodology centering around:

• Size of the Group

• Meeting Frequency

• Source of Loans

  • Self-funded pool

  • External funding

• Loan Products Supported
  
  

  • Loans at individual level 

  • Loans at group level

  • Monitoring of Loans

• Limits on Loans

• Group Savings

  • Compulsory funds, etc.

• Reporting Requirements

• Facilitation/Training Requirements 

For each of the methodologies, we'd like to understand the specific size and parameters of the group, the products that are available and their specific configurations

• http://savingsgroups.com/home/library

• eRecording App from FSD Kenya - http://fsdkenya.org/retail-innovation/e-recording-app/

  • https://play.google.com/store/apps/details?id=com.softwaregroup.erecording&hl=en

  • http://seeplearning.org/donoharm/tools/training-savings-groups/

• http://intheirownhands.com/

http://www.vsla.net/

• GLIM - Group Loans with Individual Monitoring