SMS Communications: Currently Mifos and the client and portfolio data it contains is only accessed by the staff of the MFI. However, the majority of clients served by MFIs own mobile phones. A simple yet powerful way, for them to interact with the data in Mifos is via SMS. MFIs have requested the ability for both inbound and outbound SMS communication to send notifications to their clients, and to enable clients to retrieve information about their accounts. When living on less than $2/day, this simple yet timely interaction with their financial accounts is extremely important.